Personal Injury And Accident Claim Jargon Buster

Personal Injury Jargon Buster

The legal world is full of terminology that some people may find difficult to understand when discussing personal injury claims.

Have a look through our jargon buster for a simple explanation of some of the most common terms used during an accident claim or a claim for compensation after an injury.

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We don’t just act for clients on accident claims in Corby and Kettering, we act across the United Kingdom. We are not a middleman claims company.

We are specialist accident compensation claim lawyers.

We will always fight on your behalf and make sure your claim is dealt with quickly and ensure that you receive the maximum amount of compensation.

We are members of the Solicitors Regulatory Authority Personal Injury Panel which is only open to solicitors who have high levels of experience and expertise in dealing with accident claims.

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We are regulated by the Solicitors Regulation Authority

Personal Injury & Accident Claim Terminology

Claimant

This is the person on whose behalf the claim is brought for compensation.  If you like, the innocent victim.

Compensation Recovery Unit

In all personal injury cases, it will be necessary to obtain a Certificate from the Department for Work and Pensions to ascertain as to whether as a result of your accident you have been paid benefits. In normal circumstances, those benefits will be deducted from your claim for loss of earnings and the cost of home care.

Conditional Fee Agreement

This is an agreement drawn up between solicitors and the client prior to the solicitor taking on the case and handling it. In normal circumstances if the case succeeds then the client will receive his/her damages without any deductions being made from it.

Contributory Negligence

This means that the other party accepts that they are partly responsible for your accident and injuries and will usually give a percentage of blame i.e. 75/25% in your favour.

Counsel

A practising barrister.

Counsel’s Opinion

A barrister’s advice to the solicitor – usually regarding the merit of a claim.

Disbursements

These are sums paid by the solicitor to third parties as necessary expenses in progressing your claim.  Typical disbursements in personal injury claims could include the cost of medical reports, barrister’s fee, engineer’s report and other experts’ opinions.

Employer’s Liability

The liability of an employer to pay damages to employees for personal injuries sustained in the course of employment if liability is established

Fast Track

A system used by the Courts designed to cover the majority of injury and other claims.  It is a series of rules and procedures that solicitors have to follow to bring a case through the courts as quickly as possible.  It applies to the majority of cases.

Fee Earner

This is the term used by law firms to describe the person who is carrying out the work on your personal injury claim.

Future Losses

Losses that are likely to continue for the foreseeable future because of your accident.

General Damages

This term is used to value your claim for the pain and suffering which you have sustained as a result of your accident and which will be set out in a medical report.

Liability

This term can be used in two different ways:

a) If liability is accepted then this means that the other party accepts that they are to blame for your accident and your injuries.

b) If there is a denial of liability then this means that the other party do not accept that they are to blame at all for your accident or your injuries.

Limitation

In all personal injury claims where the person who has been injured is over the age of 18 years, there is a 3 year period from the date of the accident in which to settle the claim or alternatively issue Court proceedings to prevent the claim from becoming statute-barred.

Limitation in Infant Cases

Where a person under the age of 18 years suffers injuries then the 3 year limitation period will expire on that person’s 21st Birthday.

Mitigation

The duty upon you (the Claimant) to keep your losses to a reasonable level.  For instance, do not hire a Ferrari whilst your Fiat Punto is being repaired!

Negligence

The area of civil law governing personal injury claims.  If someone has been careless or at fault then they are said to have been negligent.

Special Damages

This term means any additional expenditure i.e. loss of earnings, cost of home care, travel expenses, medication expenses, etc.

Statutory Time Limit

The time you have to make a claim before it becomes statute-barred.

Third Party

This is the party who it is considered to be at fault for causing the accident.  There may be more than one potential third party in certain accidents where there has been a multiple collision between vehicles.  The Claimants claim would be intimated against the third party and also the third party’s motor insurance company.

Third Party Insurers

They are the motor vehicle insurers who have been issued the policy of insurance covering the third party.  In a successful claim, it will ultimately be the third party’s insurance company that will be responsible for payment of damages and legal costs awarded to the Claimant. Moreover, if the claim fails or the Solicitor decides not to proceed with it then again there will be no charge made to the client.

Insurance Premium

Sometimes it is necessary to have your claim insured particularly where liability is in dispute. In certain cases it will be necessary for the amount of the premium plus interest to be deducted from your damages but this depends on how the case is being funded.

LEI

Legal expenses insurer.  An insurance company that provides legal fees insurance.  The term usually refers to before the accident insurance companies but increasingly is used to cover after the event insurers too.

No Win No Fee Compensation Claims

Personal Injury & Accident Claims – No Win No Fee!

If you have had an accident and are thinking about making a claim, then please call us.
We offer a free initial chat to assess your accident claims suitability and if we take your claim on, we always work on a No Win No Fee basis.

Call FREE on 0800 3 10 11 12 Or Contact Us Online

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